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Discover the Essential Tips for Finding the Perfect Contractor

Introduction

As we continue our series on finding the perfect contractor, we delve into more specific aspects of managing your home improvement project. From securing permits to establishing ground rules and ensuring effective communication, each step plays a crucial role in the successful completion of your project.

Securing Permits

In NYC, certain upgrades or improvements to your home require legal permits. Typically, it’s the contractor’s responsibility to secure these permits and include the cost in your bill. Beware of contractors offering to do the job without permits at a lower price; this can lead to future issues if the remodeling work fails to meet building codes or is discovered by the city during subsequent work. You may face fines and be required to rectify the faulty work. Remember, it is ultimately your responsibility to ensure proper permits are obtained for your projects.

Payment Schedule

Include a payment schedule in the contract, outlining specific milestones. Reputable contractors often request a small initial payment, followed by subsequent payments upon reaching key milestones. The final 10 percent should only be paid after receiving lien releases, completing final inspections, and addressing any remaining punch list items. Exercise caution if a contractor demands a large upfront payment, unless the nature of the job necessitates the purchase of significant materials beforehand. It is advisable not to make a payment exceeding 10% of the total job cost before commencement.

Ground Rules

Negotiate ground rules such as the contractor’s working hours, the notice you will receive prior to their arrival, the designated bathroom for the workers’ use, and the extent of cleanup at the end of each workday. Address any other concerns like smoking policies on the job site or the workers’ need for access to bathroom facilities.

Selecting Finishes

When drafting the contract, include important aspects of the project, such as tile flooring or granite countertops, while leaving room for selecting specific finishes during the course of the work. Meeting deadlines for material selection is crucial to ensure that the contractor can fulfill their obligations timely.

Lien Releases

Any individual who supplies labor or materials for your residence has the right to file a lien against your property if their invoice remains unpaid. Always request lien releases from your contractor to avoid any potential legal complications.

Communication

Regular communication is crucial in managing a demanding project. If you spot any potential issues, address them promptly. Rectifying mistakes becomes increasingly challenging once the contractor has completed the job and moved on to the next one. Proactive action ensures a smoother process and better outcomes.

Insurance Coverage

Ensure you are well-informed about the coverage provided by your homeowner’s insurance and your contractor’s business insurance. Obtain a copy of the contractor’s insurance policy to ensure a thorough understanding of the terms and conditions.

In conclusion, finding the perfect contractor involves more than just choosing someone with a good reputation. It requires active involvement in the project, clear communication, and understanding of your rights and responsibilities as a homeowner. Stay tuned for part three of our series, where we’ll delve even deeper into this crucial aspect of your home improvement journey. With the right approach and the right contractor, your dream home is within reach.

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